PayFlowAI

Your AI assistant for the work between invoice and payment.

From work completed to cash collected. Without the chasing.

Create invoices with AI, automate payment follow-ups, and see what you’re owed. PayFlowAI helps freelancers, consultants, and small businesses manage invoicing and receivables without needing a dedicated finance team.

Starter is free foreverNo credit card required

The PayFlowAI dashboard showing outstanding receivables, recent invoices, and AI insights

The payment lifecycle

Invoicing is just the beginning. Getting paid is what matters.

PayFlowAI connects invoicing, payment tracking, and payment follow-ups in one simple workflow, so you spend less time managing receivables and have a clearer picture of what you’re owed.

01 Invoice created 02 Invoice delivered 03 Invoice viewed 04 Reminder sent 05 Payment received

Turn completed work into a professional invoice in seconds.

AI-powered invoicing, without the repetitive admin.

Describe the work you completed and who it was for. PayFlowAI helps draft a professional invoice with the relevant details and line items for you to review—so you can spend less time on paperwork and more time running your business.

  • Draft invoice details and line items from a plain-language description.
  • Create professional, branded invoices and customer-facing invoice pages.
  • Create ZUGFeRD and XRechnung e-invoices for EU/EEA sellers, built to EN 16931.
  • Add a payment link so clients can pay online.
See all features
A PayFlowAI invoice with an e-invoice badge, line items, VAT and a Pay now button

Follow up on every invoice, without writing every email.

AI-written reminder drafts on every plan. Automated reminders on Pro.

PayFlowAI writes payment reminder drafts from the invoice details, so you can review and send them in a few clicks. On Pro, you can switch on automated reminders that go out on a schedule timed around due dates and overdue payments.

  • Get AI-written reminder drafts that you review and send.
  • On Pro, configure automated reminder schedules around invoice due dates.
  • Use a suitable tone for each stage of the payment journey.
  • Keep outstanding and overdue invoices visible in one place.
  • Include a payment link in reminders so clients can pay online.
  • Spend less time on manual follow-ups while keeping control of client communication.

Reminder drafts are included on Starter and Pro, each with a monthly AI allowance. Automated scheduled reminders are a Pro feature.

Get started free

Know what you’re owed, and what needs attention.

Clear, practical visibility into your receivables.

See outstanding invoices, overdue balances, and payments received in one place, so you always know which invoices are paid and which still need a follow-up.

  • See outstanding, overdue, and paid invoices at a glance.
  • Identify which invoices need attention.
  • Track invoice status from draft to paid.
  • On Pro, review full payment analytics and export CSV / PDF reports.
The PayFlowAI analytics dashboard with collected and billed totals and a collected vs billed chart

How it works

From work completed to cash collected.

You finish the work. PayFlowAI helps with the rest: creating and sending the invoice, tracking its status, and following up when payment is due.

Create and send the invoice.

Describe the work in plain English and review the draft PayFlowAI prepares. Send it with a payment link.

01 · Create

Track payment status.

See which invoices are paid, outstanding, or overdue, and what you’re owed in total.

02 · Track

Follow up when needed.

Send AI-written reminder drafts after you review them, or switch on automated reminders on Pro.

03 · Follow up

Selling across borders

European e-invoicing, built into your workflow.

Create ZUGFeRD and XRechnung e-invoices for EU/EEA sellers, built to EN 16931. Your e-invoices sit in the same workflow as payment tracking and follow-ups, so e-invoicing doesn’t become another separate admin task.

XRechnung ZUGFeRD EN 16931
See e-invoicing details

Security and trust

Built with trusted technology. Designed for European businesses.

PayFlowAI brings AI-assisted invoicing and receivables workflows together with payment infrastructure and European e-invoicing capabilities. Clear information about data handling, security controls, and supported compliance requirements helps you understand how the platform works.

AI by Claude

Reminders & insights drafted by Anthropic's Claude

Payments by Stripe

PCI-compliant billing, we never store card data

EU data residency

Your data is stored in the EU

Encrypted throughout

Sensitive fields encrypted at rest and in transit

EU e-invoicing formats

ZUGFeRD and XRechnung, built to EN 16931

See how we keep your data secure

Less chasing. More getting paid.

Spend less time creating invoices.

Keep payment follow-ups organised.

See outstanding receivables more clearly.

Make better-informed decisions about incoming cash.

Integrations

The tools and standards that help your invoices get paid.

Payments

Stripe

AI

Claude by Anthropic

Banking connectivity

Enable Banking

E-invoicing

XRechnungZUGFeRD

Coming soon: accounting, banking, and workflow integrations are on our roadmap, as directions rather than dated commitments.

FAQ

Questions, answered.

What is accounts receivable automation?

Accounts receivable automation handles the work between finishing a job and getting paid: creating invoices, delivering them, tracking payment status, following up on overdue invoices, and showing what you’re owed. PayFlowAI brings these steps together so you spend less time on manual admin.

How does PayFlowAI help with payment follow-ups?

PayFlowAI writes reminder drafts from the invoice details, in a tone that suits each stage from friendly to firm, and you review and send them. On Pro, automated reminders go out on a schedule you set around due dates. Outstanding and overdue invoices stay visible in one place.

Can I create invoices in natural language?

Yes. With Natural Language Invoice Creation you describe the invoice in plain English in the ⌘K command bar, for example, "Invoice Acme for 3 days consulting," and the agent drafts the invoice with line items, tax, and due date for you to review and approve.

Does PayFlowAI support European e-invoicing?

Yes. PayFlowAI supports ZUGFeRD and XRechnung for EU/EEA sellers, built to EN 16931. Requirements vary by country — Germany and Belgium currently have live B2B e-invoicing mandates — so check the rules that apply to your business. See e-invoicing details →

Who is PayFlowAI for?

PayFlowAI is built for freelancers, consultants, and small businesses that want to manage invoicing and payment follow-ups simply, without the complexity of a dedicated finance team.

Is my financial data secure?

Sensitive fields are encrypted at rest and in transit, data is hosted in EU data centres, and card payments are processed by Stripe, so PayFlowAI does not store card data. How we protect your data →

Built for freelancers, consultants, and small businesses — without the complexity of a finance team.

Spend less time managing invoices and follow-ups.

Start on Starter, free forever with no credit card required. Upgrade to Pro for €19.99/month, excl. VAT, when you want automated payment reminders.

A small business owner standing in his manufacturing workshop